Nireeka has partnered with RBC (Royal Bank) to offer flexible financing through PayPlan program—no hidden fees, no surprises.
Get the e-bike you want today and split your purchase into 3, 6, or 12 monthly payments, with rates starting at 0% APR. The total you see at checkout is exactly what you pay—no deferred interest or hidden charges.
For example, on an $800 purchase, you could pay $67/month over 12 months at 0% APR, or $70/month over 12 months at 10% APR. A down payment may be required.
(PayPlan financing is available to Canadian customers only.)
Check more details about PayPlan financing: https://www.rbcroyalbank.com/payplan/
PayPlan FAQ
What is PayPlan by RBC?
PayPlan by RBC is a financing option that allows customers to make purchases and pay for them in equal monthly installments instead of paying the full amount upfront. It is available at select retailers and offers flexible loan terms ranging from 6 to 60 months.
Does applying for PayPlan by RBC affect my credit score?
No, the initial application for PayPlan by RBC results in a soft credit check, which does not impact your credit score. However, if you accept a loan offer, a hard credit check may be performed.
Who is eligible to use PayPlan by RBC?
To be eligible, you must:
Be a Canadian resident.
Be the age of majority in your province or territory.
Have a valid Canadian post-paid mobile phone plan.
Have a valid email address for verification purposes.
How do I make payments for my PayPlan loan?
Payments are automatically withdrawn from the bank account you provided during the application process. You will receive a payment schedule and can manage your payments through the online portal.
